If you’ve wondered whether you can simulate nCloth over your simulated Ragdoll character, look no further!
Here, nCloth interacts with Ragdoll, but Ragdoll does not interact with nCloth. For that to work, you’d have to get a bit creative since Ragdoll doesn’t understand deformations yet. You could for example (1) cache the nCloth and (2) constrain passive rigid bodies onto it!